The Tennessee Housing Development Agency, formed in 1973, helps low-income families or individuals obtain home loans they can afford. THDA is a state entity that provides financing and administration for a collection of state and federal housing programs. For example, the Great Choice Home Loan program lets lenders approve mortgages for first-time homebuyers in the form of 30-year, fixed-rate home THDA loans. Benefits of a Great Choice Loan Great Choice loans help first-time homebuyers overcome the…

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